The Multimilionarios website’s primary objective is to create content focused on financial education. Our materials are informative and analytical, covering a wide range of products and services (such as credit cards, loans, financing, various types of investments, etc.) offered by national and international financial institutions.
Our General Terms and Conditions of Use are available to users at any time. The provisions of the Multimilionarios Privacy Policy, available at https://multimilionarios.com.br/us/privacy-policy-us/, along with applicable law, apply jointly to these Terms and to your use of the website.
Therefore, the General Terms and Conditions of Use are intended to inform users of their responsibilities, duties, and obligations when accessing and/or using the Multimilionarios website, as described in the following sections.
It’s important to emphasize that we do not intervene in any process involving the evaluation or approval of credit for our clients or partners. Therefore, the final decision to carry out a transaction, grant credit, or present an offer rests exclusively with them, in accordance with their individual credit and risk criteria and policies.
1.1. By accessing Multimilionarios, the user accepts the General Terms and Conditions of Use and the Multimilionarios Privacy Policy.
1.2. By accessing and/or using Multimilionarios, the user declares to be at least 18 (eighteen) years of age and to have the full and explicit capacity to accept the terms and conditions set forth in these Terms and Conditions of Use, for all legal purposes.
1.3. If the user does not meet the aforementioned criteria or does not agree, even partially, with the terms and conditions set forth in these Terms and Conditions of Use, they must refrain from accessing or using the services offered by Multimilionarios, as well as the websites and services it operates.
2.1. Users have access to this service to resolve any queries, resolve problems, file complaints, or provide other information related to the products and services available from Multimilionarios.
2.2. “Contact” can be initiated through the form found at https://multimilionarios.com.br/us/contact-us/.
3.1. The User must carefully read all clauses of these Terms and Conditions of Use and the Privacy Policy. By using the services and/or products offered by Multimilionarios, the User fully accepts all the clauses and conditions of these Terms.
3.2. Multimilionarios provides links and/or redirects the User to other websites where they can contract services and/or purchase products from the respective companies without any interference from Multimilionarios.
3.3. Upon being redirected to the website of the company advertised on the Site, the User must carefully read and expressly accept the terms and conditions of use and the privacy policy of the advertised company.
3.4. Multimilionarios is not responsible for:
(a) the general terms and conditions of use and privacy policy of the advertised companies;
(b) information about the advertised services and/or products;
(c) the services and/or products potentially offered and/or contracted by the advertised companies.
3.5. Multimilionarios is not responsible for any viruses, malware, spyware, Trojan horses, or any other software that may damage or alter the configuration of the User’s equipment as a result of browsing or using the Internet, or the transfer of data, text, images, files, or audio.
3.6. Users are solely responsible for keeping their computer’s operating system up to date and for having antivirus software.
3.7. Multimilionarios is not responsible for any loss or damage arising from improper use of the Multimilionarios website or from force majeure or unforeseen circumstances.
3.8. Multimilionarios does not send or request deposits or bank transfers for the approval of any financial product.
3.9. Multimilionarios does not send emails to Users requesting data confirmation or registration with executable attachments (e.g., .exe, .com, .scr, .zip, .rar extensions) or download links. If you receive any, please notify us through the website, using the contact form available at https://multimilionarios.com.br/us/contact-us/.
3.10. Without prejudice to the other provisions of these Terms of Use, the User’s obligations include:
(a) Not to violate any third party rights when using Multimilionarios;
(b) Not to use V for purposes of surveillance or harassment of third parties;
(c) Not to engage in fraudulent, illegal, dishonest or improper activities when using the Multimilionarios website; and
(d) Comply with the conditions established in these General Conditions of Use and the Privacy Policy.
4.1. The General Conditions of Use of Multimilionarios may be modified, supplemented, or replaced at any time and for any reason, at Multimilionarios’ sole discretion, without prior notice or notification to Users.
4.2. ANY PERSON WHO DOES NOT ACCEPT THESE TERMS AND CONDITIONS, WHICH ARE MANDATORY AND BINDING, SHOULD REFRAIN FROM USING THE MULTIMILIONARIOS WEBSITE.
5.1. These General Conditions of Use will be valid indefinitely, and any judicial or administrative claim arising from the use of Multimilionarios, subject to these General Conditions of Use or the Privacy Policy, must be filed within 90 (ninety) days from the event that gave rise to it.
6.1. These Terms and Conditions of Use must be read and construed in conjunction with the Privacy Policy, and both are governed by the laws of the United States.
6.2. For any matter relating to the interpretation, enforcement, or any other issue related to these Terms and the Privacy Policy, the parties expressly agree, waiving any other jurisdiction, to submit to the Belo Horizonte Forum, where all questions or issues arising from these Terms of Use will be resolved.